501 East Franklin Blvd.
Gastonia, NC 28054





Buy what you want, when you want it with a Home Projects Visa Credit Card

A Home Projects Visa credit card is an easy and convenient way to pay for your Home Projects Visa purchases. Plus, as a Home Projects Visa cardholder you can enjoy exclusive special benefits throughout the year, such as:

  • Special promotional offers where available.
  • Advance notice of Home Projects Visa events.
  • Open line of credit for all your purchasing needs.
  • Convenient monthly payments.
  • Quick credit decision.

Wells Fargo Financial National Bank issues the Home Projects Visa credit card and extends credit under the Home Projects Visa credit card. To apply to Wells Fargo Financial National Bank for an Home Projects Visa credit card, apply online by selecting the button above or follow the instructions below to apply by mail.

How do I know my information is secure?

Wells Fargo Financial National Bank Online Security Commitment

You never have to worry about what happens to the personal and financial information you provide while using our secure online credit application. Whether you're applying online or sending an e-mail, Wells Fargo Financial is committed to ensuring you the utmost level of security.

Online Security

At Wells Fargo Financial, we recognize the security issues involved with obtaining financial services over the Internet. That's why we use highly secure systems to prevent others from gaining access to your personal information.

  • Satisfying our customers' financial needs in a secure manner and helping them succeed financially has been a cornerstone of Wells Fargo for more than 150 years.
  • At Wells Fargo, protecting our customers and their information is a top priority - one that we take very seriously.
  • We continue to enhance our systems and processes as online services evolve. Because no single solution can ensure online security, we have developed a layered security approach with industry-leading solutions.
  • We have two major objectives in selecting the right electronic safeguards:
    • Protecting our customers' information.
    • Minimizing customer impact while providing multiple layers of protection wherever customer transactions call for added security.
  • As part of this effort, Wells Fargo Financial has chosen to remove all sensitive customer information from online access, including account numbers, social insurance numbers, dates of birth and other sensitive information.
  • At Wells Fargo, we are committed to educating our customers about fraud and identify theft protection. We encourage them to visit our Fraud Information Centers at: https://www.wellsfargo.com/privacy_security/fraud_prevention/
  • We are continually looking for ways to help our customers succeed financially and remain committed to providing superior online services that are safe and secure.


One of the important features of our online security effort is our use of Secure Socket Layer (SSL) encryption technology. Encryption involves scrambling information from one source to another, to prevent others from intercepting it. Sophisticated encryption using SSL enables you to conduct secure transactions online. We use SSL to ensure that information exchanged between our systems and our customers remains private, and that it may only be read by the Wells Fargo Financial system.


The Internet browser software you use impacts the level of security of your transactions. The most advanced domestically-available Internet browsers (128-bit encryption) offer the highest level of security. To learn more about your current Web browser, or to download the most secure version, go to www.Netscape.com or www.Microsoft.com.

Your Role

You can do your part, too. Keep these issues in mind whenever you apply for credit online:

  1. Log-off. Don't walk away from your computer without completing your online transaction.
  2. Use a secure browser. We strongly recommend using an Internet browser with 128-bit Secure Socket Layer (SSL) encryption to conduct secure financial transactions over the Internet.

If you choose to Apply Online, you must provide an e-mail address. If we are able to complete the evaluation of your application within approximately 45 seconds, we will notify you of the credit decision online.

View the Home Projects Visa credit card account agreement and disclosures online